From the title, this post may entirely appear to be self-serving and self-gratifying. I would suggest that it still probably is worth a read. There are many aspects of the Objective Planning logo that I like. I want to take the time and share one that I like as it relates to financial planning.
The logo has an origami like feel to it and seems to suggest one form leading to another. Financial planning, in my opinion, should be very much like origami in that it demands vision of where one wants to go, the creativity to take what may appear to be an ordinary situation and turn it into something different. Part of this usually involves adaptability and flexibility on the participant’s part. There is the saying that if you do what you always did, you should expect to get what you always got. If you want something different than what you have, most likely it is going to require flexibility on your part, and in the case of financial planning, to make the folds necessary in your life to get where you want to go. Some of these folds may be stronger than others, sometimes they may even seem uncomfortable, leaving a crease, but they will help to create the shape of where you want to go.
Though there are basic patterns, there are many different ways to help you achieve your objectives. Hopefully, these should be tailored to your individual needs in how one should get there. Also, in many cases, there are many different goals that you may want to achieve and if you are like most people neither have the resources nor the desire to accomplish/have all of them at once. As it relates to financial planning and origami this could mean taking the same resources and turning them into different things at different times to match your preferences.
The bottom line is that financial planning like origami should involve creativity and flexibility. If you are merely told you need to save X number of dollars to get to Y and that is your financial plan, I would think that you have received something that does not come close to capturing the potential that financial planning can bring. I would suggest that is only one aspect of financial planning, which though important, if one has the willingness to adapt, may not be as important as it appears on the surface.
As always, please send your questions and comments to firstname.lastname@example.org.